A cash advance is very similar to a payday loan, except the terms are generally a bit longer. For those with poor credit, this is often a better option when emergency funds are needed. Cash advances are not legal in all 50 states, so it is important to make sure they are legal in ... Read more...
Attitudes that Make Women Great at Handling Finances
Culture and tradition have a great influence on how women handle money. Women of old days were used to following traditions that they should stay at home to care for the kids while the men work and provide for the family. They were left with no choice but to depend on their ... Read more...
Hey Ladies, We’re Getting Screwed. Seriously.
It's not news that women are operating at a financial disadvantage, even in 2013. What may be news (it was to me) is by exactly how much. Take a look: Over eight hundred thousand dollars. Fuuuuucccckkkkkkk. Of course, some of this figure ($849,000) is conjecture ... Read more...
I Have Conflicted Feelings About Payday Loans
I'm sure you read the title of this post and thought: What. The. Hell. How, you're probably thinking, could a personal finance blogger have "conflicted" feelings about payday loans? Payday loans are the worst of the worst in terms financing options. Interest rates are ... Read more...
How Bad Of An Idea Do You Think This Is?
For the past four months, I've basically been treading water financially. Image credit: http://www.freedigitalphotos.net/ To be fair, my extra income opportunities have dried up and I've had a number of large expenses to pay for (a trip, car repairs, etc.). But my motivation ... Read more...
Do Women Try to Become Millionaires, Too?
I want to preface this post by saying that I seriously doubt that anyone would turn down a million dollars if it were offered to her. Assuming that the money would be obtained legally and ethically, who would say no to a windfall like that? In other words, I don't believe that ... Read more...
Investing: My Personal Finance Blindspot (Plus, a Giveaway!)
Along with minimizing debt, saving, and living frugally, investing is one of the cornerstones of a healthy financial plan. And I know absolutely nothing about it. Sure, I put money into my Roth IRA every month, and this is technically investing. But that money is going into a ... Read more...
I Have Qualms With Tracking My Net Worth
A practice that is very popular in the world of personal finance - among both personal finance bloggers and non-bloggers who just watch their money - is net worth tracking. Net worth is essentially a measure of an individual's personal wealth. In case you're unfamiliar with how ... Read more...