If you live on a low income and expect to continue to pay your bills, feed your family and make it through unexpected emergencies without going into debilitating debt, you absolutely need a plan. This plan will need to explore the support organizations near you as well as teach ... Read more...
Top 5 Ways to Save $100.00 this week, and every week
These days $100 might not seem like a lot of money but, if you’re able to save $100 a week, at the end of the year you’d have $5200 that you could put towards paying down debt, putting towards an emergency fund or towards your 401(k) or IRA. And hey, $5200 is no small amount of ... Read more...
Why I Think $10,000 Is The Perfect Amount To Have In An Emergency Fund
My post on Friday generated some really good ideas about where to stash emergency cash - as always, I'm so thankful for my amazing readers and their willingness to share their thoughts about all kinds of financial topics. One comment in particular, though, inspired me to think a ... Read more...
Where Do You Park Your Cash?
Right now, the main goal that I'm working on is establishing a $10,000 emergency fund. Just in the past week I've experienced some setbacks (more on this next week) but, nevertheless, the issue of piling up cash is at the forefront of my financial mind. The thing is, although I'm ... Read more...
Do You Aim To Save A Certain Percentage Of Your Income Or A Certain Dollar Amount?
Saturday night, I tweeted*: I got a few great responses, including: Katie's sentiments on this question were the same as everyone else who responded: rather than aiming for a specific dollar amount to save, percentages seem to be the norm in the PF community. I can ... Read more...
Another Change To My 2013 Financial Goals – A Little One This Time!
Over the past few weeks - since I announced my intention to start working towards saving for a home - I've been doing a lot of research about the path to homeownership. I've talked to friends and my parents, read all of the thoughtful comments on this post, checked out books from ... Read more...
Holy Crap, I Will Need A HUGE Downpayment!
After announcing my intention to to start saving for a home on Monday, I've been doing a lot of digging about mortgages and down payments and PMI (oh my!). In the process I came across this cool infographic about how various down payment sizes and the length of the mortgage (15 ... Read more...
How Do You Feel About Being Forced To Save For Retirement?
It's no secret that the United States is facing a retirement savings crisis. In short, people are simply not saving enough. Scary retirement statistics pop up in headlines every day, but to me this is the scariest of all: over half of all Americans aren't saving anything at all ... Read more...
How Bad Of An Idea Do You Think This Is?
For the past four months, I've basically been treading water financially. Image credit: http://www.freedigitalphotos.net/ To be fair, my extra income opportunities have dried up and I've had a number of large expenses to pay for (a trip, car repairs, etc.). But my motivation ... Read more...
Four Lazy Ways to Improve Your Finances
All of the following are quotes lifted directly from popular personal finance blogs: "I went without buying any new clothes or shoes for a whole year - it was hard, but totally worth it to get all my debt paid off!" "I never, ever go to restaurants or put my clothes in the ... Read more...
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