Millions of American consumers, if asked, will expound on the advantages of using a debit card, including the fact that it’s handy, saves them from not carrying around large amounts of cash in their pocket and helps them to not overspend. On the other hand, using a credit ... Read more...
Want to build your Credit but don’t want a Credit Card? Here’s How
Oftentimes one of the first suggestions offered if a person needs to either build or rebuild their credit is to get a secured credit card or, if that’s not possible, to become an authorized user on another person’s credit card. But what if you want to build your credit but ... Read more...
“You’re Out Of Credit Card Debt? Well, Just Wait…”
About a week ago, I was having lunch with a friend when we got to talking about finances. I mean, every so often it happens in real life, right? It actually started with her making an off-hand remark about her credit card debt. She was talking about a recent, large purchase she'd ... Read more...
New Policy: Keep An Interest Free Credit Card Around At All Times
The truth is, I should have planned better. I have several expenses coming up in the next two months that I really should have given some thought to, you know, before right now. Especially because they're all popping up between September and October, then completely ... Read more...
Lesson Learned: Credit Cards AREN’T Evil (Huh?)
There is a lot of debate in the PF world about credit cards. On the one hand, they can get you into major trouble if you're irresponsible (this was me, circa 2006-2007). On the other hand, they offer some great benefits and rewards. My credit card gives me 1% cash back on every ... Read more...