Getting paid once a month is in some ways a blessing and in other ways a curse. It’s a blessing because, when you have all of your money in hand once a month, you can pay all of your bills at the same time and not be concerned with putting any aside to pay things like your ... Read more...
Archives for May 2015
It Seems Cliche, but Always Pay Yourself First
One of the biggest challenges to the average consumer in the United States is building wealth, especially with so many people living “paycheck to paycheck”. The problem is that very few consumers today have specific financial goals and objectives and many, by the time the end of ... Read more...
Considering retiring overseas? You’d better answer these 4 questions first
The pull of retiring overseas can be a big one. Living costs can be much cheaper and the beaches much more beautiful, among other things. There are 4 questions however that you definitely need to ask, and answer, before taking the plunge and leaving the good old US of A for good. ... Read more...
Be careful with these pastimes as they might damage your credit
There’s no doubt that having a hobby or past time in this crazy, hectic world is a good idea. Hobbies are very relaxing (in most cases) and can give the hobbyist a lot of joy and pleasure. That being said, the wrong hobby can definitely do damage to your credit and credit ... Read more...
Being hounded by unsavory debt collectors? Here are the Top 10 Rules they MUST follow
When you’ve fallen behind on paying your bills and you’re strapped for cash, it’s hard to see a light at the end of the tunnel. Even worse is when debt collectors begin calling and hounding you relentlessly, something that can make a bad financial situation even worse. The ... Read more...
What’s the Difference Between a Credit Report and a Credit Score
Many American consumers are unaware that there’s a difference between their credit report and their credit score. There is a big difference however, and it helps to know what the difference is. Simply put, your credit report is a track record of all of the payments that you’ve ... Read more...
Heading Into Retirement? Don’t Make These Real Estate Mistakes
The average American consumer that’s going into retirement usually makes some type of real estate decision, whether it’s to downsize to a smaller home, relocate to another state or renovate their home so that it’s more accessible. Unfortunately, there are several mistakes that ... Read more...