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Top 5 Ways to Save $100.00 this week, and every week

July 8, 2014

These days $100 might not seem like a lot of money but, if you’re able to save $100 a week, at the end of the year you’d have $5200 that you could put towards paying down debt, putting towards an emergency fund or towards your 401(k) or IRA. And hey, $5200 is no small amount of spare change, so if you’re keen on saving hundred dollars a week read the Tips below to get started. Enjoy.

Tip 1 – Put your small bills the side. At the end of every day, take any bills smaller than a $20 bill and put them aside in a safe place. Saving change used to be trendy, but counting it simply takes too much time and really doesn’t amount to very much anyway. 1, 5 and 10 dollar bills add up much quicker, are easier to store, way less and are much easier to count too.

Tip 2 – Combine all of your weekly trips into one. Groceries, dry cleaners, the bank and all of those little trips you take every day should all be combined into one big outing which should save you at least $5-$10 in gas per week.

Tip 3 – Make your own food. This includes your own breakfast and coffee in the morning, brown-bagging it with your lunch and eating in for dinner. When you consider that the average cost for a “fast food” run is just under $5, and the average person makes six of them a week, that’s $30 in savings right there.

Tip 4 – Find a dollar movie theater in your town. Almost all towns have been these days, movie theaters that run “older” movies that have been replaced in the theaters by the newest, latest flicks. When you consider that the average cost of a movie ticket is just over $11 nationwide, the price of even a $2. movie ticket would save you $8. and, for two people, $16.

Tip  5 – Put $15 aside every day of the week. It doesn’t sound like much but, if you can do that seven days a week, at the end of every week you will have a $105.

Here’s the thing; it takes 21 days to start a new habit. If you get into the habit of putting small amounts of money aside every single day, spending less on going out to eat and entertainment, using cash instead of credit cards so that you can keep better track of where your money’s going and really making savings a priority, you’ll find that saving $100 a week, or $5200 a year, isn’t as difficult as you thought.

21 days. That’s all it takes to create a new habit and, if you make that new habit a money-saving habit, you’ll be amazed at how much extra money you have at the end of the year.

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I am NOT a financial professional, and any advice, thoughts, or comments shared on this blog should be taken only after careful consideration by the reader and consultation with her financial adviser.

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