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Archives for February 2013

Why I Think $10,000 Is The Perfect Amount To Have In An Emergency Fund

February 25, 2013

My post on Friday generated some really good ideas about where to stash emergency cash - as always, I'm so thankful for my amazing readers and their willingness to share their thoughts about all kinds of financial topics. One comment in particular, though, inspired me to think a ... Read more...

Savings, Security

Where Do You Park Your Cash?

February 22, 2013

Right now, the main goal that I'm working on is establishing a $10,000 emergency fund. Just in the past week I've experienced some setbacks (more on this next week) but, nevertheless, the issue of piling up cash is at the forefront of my financial mind. The thing is, although I'm ... Read more...

Savings

I Have Conflicted Feelings About Payday Loans

February 21, 2013

I'm sure you read the title of this post and thought: What. The. Hell.  How, you're probably thinking, could a personal finance blogger have "conflicted" feelings about payday loans? Payday loans are the worst of the worst in terms financing options. Interest rates are ... Read more...

Poverty, Wealth

It’s My Birthday And I’ll Spend What I Want To

February 19, 2013

I'm 28 today! Happy birthday to me! As a gift to myself this past weekend, I decided to go back to being a regular person, financially speaking. My sister was visiting to celebrate and I had a bunch of fun plans, so I decided to just tell my budget to fuck off for a ... Read more...

Spending

Four Stupid Things I Used To Believe About Money

February 11, 2013

I spent a lot of time at my parents' house over the holiday season, and my mom and I were working on a little project which required us to look through some old photo albums. First we went through the cute baby and toddler pictures, with the obligatory first birthday shots and a ... Read more...

Psychology of Personal Finance

The Golden Rule: Why Gold Is The Ultimate Investment

February 9, 2013

Investing in gold is a controversial move in the personal finance community, so while I'm recovering from a nasty back injury, enjoy this guest post about the why and the how of investing in gold! There are lots of avenues to place your money and watch it grow over time. Be it ... Read more...

Investing

Best Investment Agencies Going Into 2013

February 8, 2013

While I'm recovering from a nasty back injury, enjoy this guest post from Jenna Smith! J.D. Power did a survey of the Best Full Service Investment Firms and found that for the first time since the banking crisis, firms are back to their highs among customer satisfaction. For ... Read more...

Investing

Do You Aim To Save A Certain Percentage Of Your Income Or A Certain Dollar Amount?

February 4, 2013

Saturday night, I tweeted*: I got a few great responses, including: Katie's sentiments on this question were the same as everyone else who responded: rather than aiming for a specific dollar amount to save, percentages seem to be the norm in the PF community. I can ... Read more...

Savings

January Recap and February Goals

February 1, 2013

Before I declare my February goals, let's take a look at how I did on January's: 1. Re-evaluate my 2013 financial plan - PASS! I re-evaluated, revised, and then revised again! Bonus points? 2. Read 2 novels - HALF PASS! I read one really quickly in the beginning of the ... Read more...

2013 Goals, Goals

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I am NOT a financial professional, and any advice, thoughts, or comments shared on this blog should be taken only after careful consideration by the reader and consultation with her financial adviser.

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