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Archives for January 2013

You Should Pretty Much Blame Yourself For All Your Financial Problems. Right?

January 30, 2013

I don't know about you, but when something bad happens to me, I blame myself. Every time. Without fail or hesitation. Up until a couple of months ago, I thought the whole "what should I have done differently?" script that runs through my head whenever something goes wrong was ... Read more...

Politics and Personal Finance, Psychology of Personal Finance, Uncategorized

Six Tips For Stretching Your Food Dollars

January 29, 2013

The following is a guest post  Are you looking for ways to save money? If so, you’re not alone. Finances are tight for many families across the country. As a result, some people sacrifice yearly vacations and entertain at home to save a buck. Other families go as far as ... Read more...

Frugal Food

Another Change To My 2013 Financial Goals – A Little One This Time!

January 28, 2013

Over the past few weeks - since I announced my intention to start working towards saving for a home - I've been doing a lot of research about the path to homeownership. I've talked to friends and my parents, read all of the thoughtful comments on this post, checked out books from ... Read more...

2013 Goals, Home Buying, Savings

How “Spendy” Is Your Profession?

January 25, 2013

In my profession (teaching) there are lots and lots and lots of debates. Teacher-centered instruction or student-centered instruction? Are students getting too much homework? Merit or seniority-based pay? There's a lot to talk about, a lot to disagree about, a lot that we need to ... Read more...

Money Out

Five New Personal Finance Blogs I’m Loving Right Now

January 23, 2013

I never get sick of reading personal finance blogs. I'm not sure why, because I get sick of pretty much everything else pretty quickly. Maybe it's because money is a topic that there is an almost endless number of perspectives on, and I love hearing about all of them. Maybe it's ... Read more...

Blogging

There Is Value In Maintaining Your Status Quo

January 22, 2013

When it comes to a lot of the "big" stuff in life - finances, relationships, career - it seems like everyone is always gearing up for the next "big" thing. A promotion. A wedding. A house. A baby. No matter how content we are at any given moment in our lives, there's always ... Read more...

Life, Security, Uncategorized

Stuff That You Probably Think Is A Waste Of Money, But I Don’t

January 18, 2013

The Internet - and I mean lots and lots of sites, not just personal finance blogs - is rife with opinions about what is a waste of money. Usually, these articles come in the form of a list, with titles like "Top Ten Money Wasters" of "Fifteen Ways You're Wasting Money." Typical ... Read more...

Money Out, Spending, Uncategorized

Having “Something To Show For It”

January 14, 2013

Often, when I discover a new personal finance blog and start reading through the blogger's archives or "About" page, I come across a certain line. A very, very scary line. A line that seems to be a common description of the blogger's motivation to turn his or her finances around. ... Read more...

Broke, Financial Disasters

Holy Crap, I Will Need A HUGE Downpayment!

January 9, 2013

After announcing my intention to to start saving for a home on Monday, I've been doing a lot of digging about mortgages and down payments and PMI (oh my!). In the process I came across this cool infographic about how various down payment sizes and the length of the mortgage (15 ... Read more...

Home Buying, Savings

2013 Goals Do-Over: Taking A Big Leap

January 7, 2013

When I posted my 2013 goals last week, I got a comment on them from one of my all-time favorite personal finance bloggers, Frugal Zeitgeist. I started reading her blog five years ago and I can honestly say it changed my financial life. Her commitment to frugality was one of the ... Read more...

2013 Goals, Home Buying

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I am NOT a financial professional, and any advice, thoughts, or comments shared on this blog should be taken only after careful consideration by the reader and consultation with her financial adviser.

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