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Archives for October 2010

I Got a Love Letter from Citi Bank Today…

October 27, 2010

And it went like this:Dear TeacHer:We are pleased to inform you that private [student] loan number XX is paid-in-full. Please keep this letter for your records as proof of payment of this student loan.It has been a pleasure to assist you with your education financing ... Read more...

Debt

Someday, When I’m Debt Free…

October 22, 2010

I'll max out my Roth every yearI'll try a new restaurant every monthI'll save up for a houseI'll take a vacation every summerBecause I'll quit teaching summer schoolI'll update my wardrobe every seasonI'll donate to charity every monthAnd NPR during every membership driveI'll buy ... Read more...

Dreaming of Green

It’s Easy to Pass Up a Crappy Dinner Out When You Have a Delicious Dinner in Your Fridge

October 19, 2010

Today I was invited out to dinner by an acquaintance I work with. I don't really socialize much with other teachers, but I considered it for half a second because she suggested going out to this Mexican place that makes great margaritas but crappy food - and a margarita would ... Read more...

Frugal Food

Operation: Pay Off Car

October 18, 2010

I've come to the conclusion that if I'm ever going to make any progress financially - build my Freedom Fund, save for a house, maximize my retirement savings - my only choice is to become debt free.Perhaps I've drunk the Dave Ramsey Kool-Aid, but after over a year of making a ... Read more...

Debt

Using a Roth as a Primary Saving Tool?

October 12, 2010

Random thought: what if I used my Roth IRA as my primary savings vehicle? A while back, I mentioned that I absolutely hate saving for retirement, but I still diligently put $200 per month into my Roth IRA. I simultaneously have been very not diligent with my cash savings ... Read more...

Uncategorized

Work. Work. Work.

October 9, 2010

I just did some quick math and realized that my average workday since school began in August has been 11 hours long. That doesn't include commuting, which would add another hour and a half on to that total. The by-product? I've been super-lazy about everything not directly ... Read more...

Updates

This Week +/-

October 2, 2010

This Week +/-:+ I planned some awesome activities for my AP psychology classes for next week, and I convinced my principal to reimburse me for the materials. Sweet.- I had to pay for an oil change/air filter, my personal property tax bill, and a $150 vet bill. + I had already ... Read more...

Updates

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Disclaimer

I am NOT a financial professional, and any advice, thoughts, or comments shared on this blog should be taken only after careful consideration by the reader and consultation with her financial adviser.

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