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Archives for 2009

Do You Have Renter’s Insurance?

November 20, 2009

Based on recent events in my apartment building,I've made the decision to get renter's insurance. I did some investigating today, including talking to my trusty insurance agent, and it's only going to cost $11 per month. Virginia has notoriously low insurance rates, so I'm sure ... Read more...

Security

Letter to My Package Thief

November 18, 2009

Dear Person Who is Stealing My Packages,Hello, this is the person whose packages you have been stealing from outside my apartment. You know the one: I always have the nice, handmade, seasonally-appropriate wreath on my door. Your illegal antics started last Christmas with the ... Read more...

Money Out

The Financial Crisis Has Hit Home

November 16, 2009

Up until now, the effects of our bad economy had been happening to strangers. As a teacher in the DC area (where most people are employed in secure, government jobs), the economic crisis, while constantly in the news, always seemed far away. Anonymous. Happening to lots of ... Read more...

Financial Disasters

I Hate Being Average

November 10, 2009

Whatever "average" is, I've always tried to be better. In fact, I've pretty much spent my whole life trying to go above and beyond what "normal" people are doing. I fully admit that this overachiever mentality has not always served me well. Actually, I think it's psychologically ... Read more...

Savings

Expert Financial Advice I Won’t Be Taking Anytime Soon

November 8, 2009

As we all know, there are a lot of financial experts out there. Of course, there are CPAs and financial professionals, then there are the financial "personalities" like Suze Orman and Dave Ramsey. I actually really like both Suze and Dave, (I always talk about famous people like ... Read more...

Psychology of Personal Finance

Yeah for My E-Fund!

November 7, 2009

My emergency fund now proudly stands at $1000! On the one hand, I'm really happy. On the other hand, I feel like it should be a lot higher by now. I had some large expenses that cut into my progress (vet visit, contacts, personal property tax - I think I forgot to update about ... Read more...

Emergency Fund

If the Cash Fairy Paid a Visit..

November 4, 2009

If the cash fairy paid a visit, and you had to spend the money she left - no saving allowed! - what would you buy? Right now, I'd buy:1. This pair of vintage-style, black Dior sunglasses. I. Love. Them.2. Every season of The Office. I just got into this show it's so hysterical. ... Read more...

Dreaming of Green

November Goals

November 1, 2009

Wow, I really feel like October flew by. I can't believe it's already November! Anyway, let's see how I did with my October goals:1. De-clutter and organize my desk. I have all the stuff I need to do this, I just need the time and energy - PASS! My desk looks awesome.2. Swim at ... Read more...

Goals

Are There Any Debts That You’re OK With?

October 29, 2009

To a lot of people in the PF world, being in any type of debt is not acceptable. To others, certain debts are OK to keep around, if not necessarily desirable. My general feeling about debt is that it should be avoided, but if it can't be, one at least needs to have a plan to ... Read more...

Debt

$60!

October 25, 2009

I almost forgot until I just looked at my calendar: I have to go to a 2-hour workshop this week after school, and it pays a tax-free $60! I'm not sure what I'm going to do with the money. In fact, I don't think it's going to show up in my paycheck until the end of November. I'm ... Read more...

Money In

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I am NOT a financial professional, and any advice, thoughts, or comments shared on this blog should be taken only after careful consideration by the reader and consultation with her financial adviser.

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