To a lot of people in the PF world, being in any type of debt is not acceptable. To others, certain debts are OK to keep around, if not necessarily desirable. My general feeling about debt is that it should be avoided, but if it can't be, one at least needs to have a plan to ... Read more...
Archives for October 2009
$60!
I almost forgot until I just looked at my calendar: I have to go to a 2-hour workshop this week after school, and it pays a tax-free $60! I'm not sure what I'm going to do with the money. In fact, I don't think it's going to show up in my paycheck until the end of November. I'm ... Read more...
Feeling Lousy
I have been feeling really, really crappy for the past couple of weeks. Part of it, I'm sure, is just plain exhaustion. School has been extremely busy, and at the end of the day I just feel so...spent. Like I have no energy left for anything. But I've also been getting bad ... Read more...
What Do You Think?
Of the changes? ... Read more...
Savings Projections
I have a long weekend this weekend (hooray!), and, aside from a few school-related things that need to be done for Monday and seeing a few friends, I'm planning on just relaxing and reading my book. I'm seriously broke until payday next Friday, but I don't think I'll have too ... Read more...
Everything I Need to Know About Personal Finance I Learned in Grade School
I teach high school social studies, but, as most teachers will agree, a good teacher teaches much more than just her subject. We're also in the business of teaching life lessons. This week, I was counseling a student about a situation that she's in with one of her friends. ... Read more...
I Need an Intervention: My Grocery Spending is Out of Control
Recently I've been eating a lot of junky food. But the problem is, I like high-quality junky food. Like, I can't just have regular ice cream, I want the super-expensive Ben and Jerry's. I can't just munch on store-brand chips, I need Lay's brand. These expensive (and unhealthy!) ... Read more...
"I Want to be the Kind of Person Who…"
About a week ago, I read a really great post on Saving to Pay Down My Home. It was about envisioning who you want to be and going for it. Ever since I read it, I've been doing a lot of thinking about who I want to be. I think that I struggle a lot with living up to my own values ... Read more...
The Costs of Pet Ownership/I Am SO Finding a New Vet
WARNING: This is a very rant-y post!I just got back from my cat's annual appointment with the vet for her shots, check-up, etc. The practice that I go to has multiple vets, and this was the first time I've ever had an appointment with this particular doctor. And it was ... Read more...
October Goals
I love, love, LOVE fall! I'm so happy it's October! Let's take a look at how I did on my September goals: 1. Re-work my budget. Again. - PASS! I have a great new budget that I'm happy with. 2. Run 2X per week and swim 2X per week - FAIL! Big surprise because I hate ... Read more...