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Archives for August 2009

Wouldn’t It Be Nice If You Didn’t HAVE to Save?

August 29, 2009

Do you ever think, "Gee, if I wasn't saving think of all the extra cash I'd have to spend every month"? I could eat out every night! I could buy new clothes and shoes every month! I could buy fancy stuff for my apartment! I could treat my friends to drinks every weekend! ... Read more...

Savings, Teaching

Job Security

August 26, 2009

Last Tuesday, I became a tenured teacher. My new friend Carrie from Carrie on the Cheap congratulated me, but confessed she doesn't exactly know what "tenure" means. And actually, it means different things in different school districts. In general, tenure is "awarded" to teachers ... Read more...

Teaching

My Re-Worked Budget

August 23, 2009

As I mentioned in my previous post, I decided to add monthly contributions to my emergency fund and a travel fund into my budget. I also forgot to add my monthly payment on my TV into my budget, so that needs to be worked in, also. Here's what I'm thinking:Net Monthly Take-Home: ... Read more...

Budget, Goals

Back to the Grind

August 22, 2009

My summer vacation is officially over :( I had a really relaxing couple of weeks, and now I'm actually pretty happy to be back in the swing of the school routine. I went back to school on Tuesday, and, in between sitting through some really boring meetings, I was busy setting up ... Read more...

Budget, Goals, Savings

Technical Question

August 17, 2009

I'm a computer doofus, so I need some help: I really, REALLY want to put sidebars on my blog to show my savings/debt repayment progress. But I can't figure out how to do it! Can someone give me directions? And I need really, really explicit, step-by-step directions. Seriously, ... Read more...

Blogging

Lesson Learned: Credit Cards AREN’T Evil (Huh?)

August 15, 2009

There is a lot of debate in the PF world about credit cards. On the one hand, they can get you into major trouble if you're irresponsible (this was me, circa 2006-2007). On the other hand, they offer some great benefits and rewards. My credit card gives me 1% cash back on every ... Read more...

Credit Cards

I’m Not a Fan

August 9, 2009

I'm not a fan of summer. In fact, I very, very strongly dislike summer. Which makes me weird. Fine. When is it fall? Seriously, I'm sooooo sick of sweating just from stepping outside, and getting bitten by mosquitos, and getting sunburned, and being expected to be having a great ... Read more...

About Me, Plans

Always, Sometimes, Never

August 6, 2009

I'm totally stealing this idea from Carrie at Carrie on the Cheap. It was such a cool post, I wanted to try it out, too!I always:- Smile. It instantly makes most situations better.- Start the day with a cup of coffee. I'm not that pleasant without it.- Show up on time. Seriously, ... Read more...

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Disclaimer

I am NOT a financial professional, and any advice, thoughts, or comments shared on this blog should be taken only after careful consideration by the reader and consultation with her financial adviser.

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