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Archives for July 2009

What Does "Living Paycheck-to-Paycheck" Really Mean?

July 30, 2009

Sidebar: Today was the last day of sumer school. I now have two weeks of vacation time. Thank. Goodness. The expression "living paycheck-to-paycheck" is thrown around a lot, but I've started to find that this term means different things to different people. It seems to me that a ... Read more...

Psychology of Personal Finance

A Spend-y Weekend and My Finalized Budget

July 26, 2009

I had a very expensive weekend. Friday night I treated T to a nice dinner at his favorite restaurant, then last night I went out to dinner with friends at another upscale place. I haven't been out to dinner two nights in a row in a really long time, so it was fun, just expensive. ... Read more...

Budget, Money Out

Update on July Goals

July 17, 2009

With only 2 weeks left in July, I'm doing pretty well on my goals for the month. So far, I've paid off my personal loan and opened a Roth IRA! I feel like I'm making real financial progress, and I'm so happy about it. I'm going to add the $1000 to my E-fund with my July 31 ... Read more...

Goals, Weekend

Personal Loan, Be Gone!

July 16, 2009

I just wrote out the check for my very last payment on my personal loan. Ahhh. It feels nice.I'll probably owe them a couple bucks in interest next month, but as far as I'm concerned, I'm done. It's over. The monkey is off my back. Now I'm free to pursue my other financial ... Read more...

Goals, Payments

Ugg, Virginia

July 9, 2009

Undoubtedly, living in the D.C. metro area is expensive. Housing costs, for example, are totally outrageous. I moved to the D.C. area from a small, almost midwestern city where the cost of living was very reasonable, traffic was minimal, and my quality of life was high. While I ... Read more...

D.C. Living

Draft of My New Budget

July 5, 2009

I've been doing a lot of thinking about how to re-budget my money once I pay off my personal loan. I wanted to post it and get some feedback before I finalize it, so here's what I'm thinking:Total monthly net pay: $2600Rent - $959Car Payment - $250Car Insurance - $63Federal ... Read more...

Budget

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I am NOT a financial professional, and any advice, thoughts, or comments shared on this blog should be taken only after careful consideration by the reader and consultation with her financial adviser.

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