4 Basic Ways to Make Money

Many people are under the false impression that all millionaires, or at least the vast majority of them, inherited their money from family. In fact, only about 10% of American millionaires actually inherited the money they have, the other 90% made it on their own. The question ... Read more...

Even Broke People Can Invest

Many American consumers (wrongly) believe that, since they don't earn "enough" money, they can't invest and take the risk of losing what little they do make. The fact is however that, better than the lottery, setting at least $50 a month aside for investing is at least a good ... Read more...

Why Easy Credit Sucks

One of the easiest ways to understand why more young American adults have debt rather than savings is simply this; while it can take an entire year to save $1000 if you put $20 a week in savings, opening a credit account with $1000 in credit takes only a few minutes and can be ... Read more...

The Hidden Costs of a Long Term Car Loan

Approximately a quarter of all new car loans today are for at least 5 years, and some stretch to 6, 7 and even as long as 8 years. The reason that more and more consumers are getting these longer loans is simple; they allow for lower monthly payments and let someone who might ... Read more...

Top Tips for Lowering the Cost of Lighting your Home

About 15% of the electricity used in the average American household is used for lighting, which isn't the biggest expense by far but is definitely one that can easily be lowered. In today's blog we’ll look at a number of great Tips that you can use to not only lower your electric ... Read more...

Low Income Living Requires Planning

If you live on a low income and expect to continue to pay your bills, feed your family and make it through unexpected emergencies without going into debilitating debt, you absolutely need a plan. This plan will need to explore the support organizations near you as well as teach ... Read more...

Start 2015 Smart and Financially Balanced

So, it’s the New Year. A month and a half in, and you’re probably still mourning the inevitable chunk that holiday shopping bit out of your budget. You planned well but if it puts a smile on Grandma’s face to get her that beautiful expensive scarf she had her eye on, you’re going ... Read more...