Low Income Living Requires Planning

If you live on a low income and expect to continue to pay your bills, feed your family and make it through unexpected emergencies without going into debilitating debt, you absolutely need a plan. This plan will need to explore the support organizations near you as well as teach ... Read more...

Top 5 Ways to Save $100.00 this week, and every week

These days $100 might not seem like a lot of money but, if you’re able to save $100 a week, at the end of the year you’d have $5200 that you could put towards paying down debt, putting towards an emergency fund or towards your 401(k) or IRA. And hey, $5200 is no small amount of ... Read more...

Where Do You Park Your Cash?

Right now, the main goal that I'm working on is establishing a $10,000 emergency fund. Just in the past week I've experienced some setbacks (more on this next week) but, nevertheless, the issue of piling up cash is at the forefront of my financial mind. The thing is, although I'm ... Read more...

Holy Crap, I Will Need A HUGE Downpayment!

After announcing my intention to to start saving for a home on Monday, I've been doing a lot of digging about mortgages and down payments and PMI (oh my!). In the process I came across this cool infographic about how various down payment sizes and the length of the mortgage (15 ... Read more...

How Bad Of An Idea Do You Think This Is?

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For the past four months, I've basically been treading water financially.  Image credit: http://www.freedigitalphotos.net/ To be fair, my extra income opportunities have dried up and I've had a number of large expenses to pay for (a trip, car repairs, etc.). But my motivation ... Read more...

Four Lazy Ways to Improve Your Finances

poverty wealth

All of the following are quotes lifted directly from popular personal finance blogs: "I went without buying any new clothes or shoes for a whole year - it was hard, but totally worth it to get all my debt paid off!" "I never, ever go to restaurants or put my clothes in the ... Read more...