Guys, this has been one busy week. The last two SATs of the school year are coming up soon, right around the same time as AP tests. I am one tired, overbooked, stressed out teacher. But there is a light at the end of the tunnel, i.e., June 14th
Anyway, this is what’s going on as of late:
– If you follow me on Twitter, you know that I adopted a new kitty! This might not have been the smartest financial move at the moment, but she was in dire need of a new home – her owner died and no other family member could take her. She’s very sweet and affectionate and I couldn’t be happier with her. This is a picture of her snuggling on my couch:
– I interviewed for a new position at my school this past Monday. If I get it, my teaching schedule will be reduced to a half day so that I can work as a resource specialist the other half of the day. I really, really want this position, but I the competition is really stiff. I’m keeping my expectations realistic.
– I applied for and received a Chase Slate credit card to do a balance transfer from my primary credit card. I posted about some new debt incurred from the-of-life veterinary expenses of my late kitty, and since then a few other minor emergencies have popped up that have also landed on my credit card. The Slate card has no annual fee, no balance transfer fee, and no interest for 15 months. I don’t like being back in credit card debt, but at least I’m not throwing money down the drain on interest payments.
– The fiascos I’ve been experiencing of late (see previous bullet) have me reconsidering my current financial mores, i.e., that I can live without an emergency fund because I’m contributing to my Roth and that maxing out my Roth is the most important thing for me to be doing right now, financially speaking. I’m reconsidering the Dave Ramsey plan of establishing an emergency fund before maxing out retirement. Thoughts?
That’s about it for right now – what’s new in your world? Oh, and happy Friday!