Spoiler alert: I’m not going to make my March goal of adding $700 to my Freedom Fund.
I knew that goal was a stretch when I made it, but I can’t help but feel frustrated and disappointed anyway. When it comes to saving, I feel like I’m re-learning the rules of personal finance all over again.
Sacrifice. Patience. Self-discipline.
And I’m remembering how hard it was to develop those qualities during the first “phase” of my financial turnaround, when I was deep into paying off my debts. And during that time I always thought that “phase 2,” the phase where I save up a pile of money, would be so much more easy and pleasant than the pain of paying off so many debts.
Needless to say, I was wrong! Saving sucks just as much as paying off debt sucked. It’s not easy or pleasant. In fact, it’s proving to be quite a struggle. The painful truth is that I will always be a spender. Financial responsibility will never come naturally to me. So this struggle I’m facing right now? Yeah, it’s not just right now. It’s going to be my life.
How are your goals going?