Lifestyle Inflation

For the past six months or so - but especially since paying off my car in September - I've been experiencing some serious lifestyle inflation. I haven't bought anything super expensive, but I've been getting my nails done more, buying clothes whenever the fancy strikes, and ... Read more...

Bloggy Secret Santa

I just signed up for Serendipity's bloggy secret santa and I'm hoping you will, too! I think this is a totally great idea, and the spending limit is only $15, so it's not in any way a burden. You can sign up until November 5 - hope you'll join me in getting really excited about ... Read more...

My Federal Student Loan is Under $13,000!

Yep, with the payment that came out of my account last Friday, my balance on my only remaining debt is less than $13,000!Sometimes it's so hard to believe how much debt I've paid off in the past three years. But I have, with nothing but extremely hard work and determination. And ... Read more...

Brooklyn is Thrifty

I just got back from a great weekend in NYC and while most of it was spent in Manhattan - which is where my sister lives and works - we spent a fantastic Saturday in Brooklyn. It was my second time in Brooklyn and I think I'm slowly following in love with the borough. Not only ... Read more...

I Am The 53%

I'm a white female. I grew up in an upper-middle class family with two parents who love me and taught me important values like hard work, financial responsibility, and the importance of education. I always had a roof over my head and food on the table - actually, I always had a ... Read more...

Updates: +/-

+ I'm finally starting to get caught up on school stuff.- When I was sick I totally fell off the dieting wagon. Pretty sure I'm up a few pounds. Boo.+ I'm going to NYC next weekend!+ I'm running an SAT tutoring program at school that's going to yield me about $700 before ... Read more...

My Only October Goal

September was a fail. Seriously, every goal was a fail. Ouch.I have only one goal for October: keep my head above water. At school, at home, financially. Just stay one step ahead of my students, my checkbook, and the dust in my apartment. That's all I really want to ... Read more...

I’m Sick

Why, oh why do the children insist on breathing and touching things - like the papers they hand in, my pencils, etc. - in my presence? Can't they do these things in their free time so that I don't get infected with the various plagues they carry?! Anyway, I am sick and not happy ... Read more...