Novica: My First Ever Review!

I am so excited to be posting my first-ever review of a website and its products! Before I get started I just want to thank Novica for this amazing opportunity :)Anyway, about a month ago a representative from Novica emailed me and offered me a $100 gift certificate to purchase a ... Read more...

This is So Ridiculous it Might Just Work

Confession: I hate saving. I've mentioned in several previous posts that I'm a natural spender. I have no inborn impulse to conserve. In fact, ever since I started working at fifteen, I've pretty much spent every penny I've ever made. Of course, in the past few years I've been ... Read more...

Most People Don’t Live Like PF Bloggers

Earlier this week Ninja over at Punch Debt in the Face wrote a post in which he wondered about how car dealers stay in business. He just couldn't believe that so many people are buying new cars that so many car dealerships could stay in business. I completely understood his ... Read more...

The Joy of Indulging in Frivolous Spending

Today I bought something that I don't need, but I've wanted it for a really, really long time. Today I bought a pair of Hunter rain boots and a pair of black cable cuffed welly socks to go with them. Total damage? $173.25Worth it? Totally. I have been coveting a pair of Hunter ... Read more...

My Car Payoff

Two weeks ago at this time, I owed $2,742 + change on my car. I also had $2,000 of contributions in a Roth IRA. I was also about to receive a $1000 "extra paycheck" the following week. I think you see where this is going: I made the decision to withdraw $1800 from my Roth and, ... Read more...

August Recap + September Goals

Yah! I'm so happy that August is over - in case you haven't heard, I hate summer. So I'm really glad that fall is here! Let's take a look at how my August goals went: 1. Pay $1100 towards my car loan - CHECK! In fact, I did better than $1000 - I paid if off completely!2. Get ... Read more...

If The Cash Fairy Paid a Visit..

I love playing this game. If the cash fairy paid a visit and dumped a wad of cash on you that you had to spend (no saving or paying off debt allowed!) what would you buy? Right now, I'm dreaming of: 1. This jean jacket. I have the perfect outfit in mind that it would ... Read more...