Is it ok if I just say: I’m fine with the debt I have left and I’m just going to make minimum payments because, seriously, I’m so sick of being in “debt payoff” mode?
Would I be a bad PF blogger?
Would I be screwing myself over in some way?
Would I be copping out?
For the record, if I may say so, I’ve done a DAMN good job paying off debt in the past 3 years. Let’s review:
– $5,500 personal loan (i.e., credit card debt)
– $1,200 loan from my dad
– $1,400 interest-free Best Buy credit card
– $5,000 private student loan
I’ve been thinking recently that I really want to just focus on savings. For good. As in, not worry about my remaining student loan and car loan. Why? Because the interest rates on both are low.
But also… I just want to save.
Maybe for a trip. Or a house. Or new furniture. You know, stuff that will make me happy.
What do you think?