I just looked over my July goals, and I failed at every single one, so no need to do an in-depth review there :/ Oh well. Onward and upward!
Before I dive into my August goals, I have a few random updates:
– Last week sucked. Seriously. Last Sunday I had to say goodbye to the house I grew up in (my parents are downsizing), then T and I got into a huge fight while I was driving back to DC (we made up, but it was still a really sucky end to my weekend). Then on Monday morning I hit my head so hard on the pencil sharpener in my classroom I thought I might have a concussion (luckily, all I had was a goose egg). Then on Tuesday I had some painful dental work done. Then Thursday I woke up with pink eye. Then Saturday I got a really nasty sunburn from which I’m still recovering. None of this has a thing to do with personal finance, I just felt like publicly whining about it.
– I’m putting Operation Private Student Loan Payoff on hold for a couple of months, again, for reasons I’d rather not discuss here. I was really excited to make it happen, but, based on recent events, I think it would be more prudent to keep some cash on hand. I’m going to throw all my summer school money into savings and see how things go, then re-evaluate once I get my second “extra” paycheck of the year in October.
– I’ve gained 5 lbs. in the past 1.5 months, so back to Weight Watchers I go. I was 8 lbs. away from my goal weight when I quit last time, so this time I’m determined to get my weight to 135 and keep it there.
So, without further ado, this is what I’m hoping to accomplish in August:
1. Save $2,000
This will be done when my paycheck comes in this Friday. At this point I’ll have 2 full months of living expenses in the bank. Nice, even if I do end up using it to pay off my private student loan in the near future.
2. Lose 7 lbs.
Based on my past experience with Weight Watchers, this is very do-able.
3. Exercise 2X per week
Since I have the next 3 weeks off, this should be no problem. I already got in a two-mile walk today.
4. Stay within my (very generous) budget
My overall expenses for August are pretty low, so I was able to set my discretionary spending limit really high, which is good because, as I mentioned, I have a lot of time off this month. I’m not planning on going totally crazy, but having some extra wiggle room is coming in a good month.
5. Stay positive
I’m starting to feel really down, which I think accounts for the weight gain. But I have to just keep reminding myself that September (and blessedly cooler weather) are just around the corner.
Can’t wait to see what everybody else has planned for August!