So my spring break is going well: I woke up this morning to straighten out the whole Internet thing, and found that Verizon, the only other cable/Internet service provider in my area, doesn’t provide service in my building. So I called Comcast, my current provider, to see what could be done. The only way I can get a discount on my Internet is to get cable; I asked the nice lady on the phone how much it would be to add cable. She said she can give me cable and Internet for the next 6 months for $49.99 a month, and after that it jumps up to $79.99 a month. I figured that since I can’t get Verizon anyway, it makes sense to opt to get two services for less per month than it would be to just get Internet. So fine, the cable guy is coming Thursday morning, and I’ll reevaluate my cable/Internet situation in 6 months.
So next I go to get my car inspected. My car just passed inspection in Pennsylvania 2 months ago, so I wasn’t anticipating problems. But, lo and behold, problems arose. First, I was kept waiting almost 2 hours without any updates. When I finally asked, they said that my third brake light is out and it has to be replaced to pass the inspection. Fine. I wait for almost 45 more minutes to hear that they have to order the parts and they may or may not be here tomorrow and, by the way, they cost about $340. That does not include the cost of the inspection or labor.
So I have to go back tomorrow and just eat the probably $400 this will work out to be. I can’t take it somewhere else at this point because I would still have to buy the parts from Toyota, and then I’d have to pay to have it inspected all over again, on top of the labor costs. And then, to really make the whole experience more fun, I have to go the DMV to get my VA plates, which also includes paying for titling, registration, and the 3% vehicle tax. This will probably be another $350 at least.
How am I paying for all this? My credit card. I don’t have another choice because I don’t have any savings for this type of thing, and doing all this stuff is required by law. I’m never moving somewhere again where I have to have a car. This is such an unbelievable waste of money.
I had a minor breakdown (emotional, not mechanical) on my way back from the inspection place, and I had to pull over to compose myself. I’m just so frustrated I could scream (and I did, in the privacy of my money pit car). I was so damn close to being out of consumer debt, and now I have to go back into it for all this stupid stuff. I know what all the PF buffs are going to say: this is why you have to have an emergency fund. And I don’t. Yet. I’m creating one with my summer school money, but I really didn’t think something like this would come up before the summer. And I know that makes me stupid, which makes me even more angry that I could be so stupid.
I feel like no matter what I do it’s one step forward and two steps back. I just have this overwhelming feeling that I will never be financially secure.